We believe comfort shouldn’t have to wait. That’s why we offer multiple financing and lease options to fit your budget — whether you’re scheduling a repair or installing a brand-new system.
We proudly offer:
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Wisetack
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Klarna
These options provide fast approvals and flexible monthly payment plans, making it easier to move forward with the comfort solutions your home needs. Ask about our "Same-As-Cash" plans for even more savings!
Lease-to-Own Option
For customers who prefer an alternative path to ownership, we also offer lease-to-own and traditional financing through RTO National.
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RTO National Lease-to-Own
- RTO National Traditional Financing
This option can be ideal for homeowners looking for flexible qualification requirements and manageable payment structures.
Why Finance Your New System?
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Preserve cash flow
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Upgrade to higher-efficiency equipment
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Avoid emergency breakdown stress
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Get comfort now — pay over time
Our team will walk you through the options and help you choose the program that works best for your situation.
Synchrony Financial

- A simple application process, and fast credit decisions
- Unsecured, revolving credit lines
- Promotional financing options1
- Convenient monthly payment options
- Online account management
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
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